We’ve written many articles showing before and after results for tradelines and score impacts from adding authorized user accounts to credit reports. It doesn’t work in some circumstances (when there are too many negatives, for example). And, you can see hundreds of points of improvement in some circumstances (when you have little to no credit, for example).
If you’re on this page, you’re not simply looking to find out what the Ultra FICO score is. Instead, you’re probably wondering how the Ultra FICO score will evaluate authorized user tradelines. In other words, will tradelines for sale still work to increase your credit score under the new “ultra” version of a credit infamous FICO score? Will your credit score still increase if you add authorized user tradelines, even under the new so-called “ultra” FICO score?
Bankruptcy and tradelines was an often discussed topic on our forum. We discontinued our forum with our live chat, so our content needed a new home. Here are the two bankruptcy questions (answers… and comments).
[NOTE: THIS CONTENT WAS MIGRATED FROM OUR DISCONTINUED FORUM. IT’S GREAT CONTENT AND COMMENTS NEEDED A NEW HOME] The short answer is, “yes.” But, there’s obviously more to it and the answer (no matter how complex) depends entirely on why you’re asking. For example, if the answer is “yes” and you’re trying to get a loan which has an automatic denial for those with bankruptcy, then that good sounding answer becomes irrelevant.
When it comes to tradelines, people constantly ask how much their score will increase by adding tradelines and how long it will take to add those tradelines. We’ve written all sorts of content on this topic. We recently helped a friend of a friend and they were both blown away by the results.