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Tradelines work equally for all age groups.

Analysis 8

Change based upon the age of the individual

The study included participants that ranged in age from 19-72 years old.

The average change in credit score was analyzed based upon the participant’s age to determine if age had any impact on the change experienced from the addition of the tradeline. It was found that the average increase in the credit score was roughly 108, but there were no trends in which ages saw the most change from the addition of the tradeline.

This finding indicates that authorized user tradelines can be beneficial to individuals of all ages. There is not a single age range that benefits more than the other groups. It should also be noted that while there is no single group that benefited the most from the tradeline, the average increase across all groups was 108 points.

change in credit score based on authorized user age

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