Piggybacking credit FAQs
Piggybacking credit is the quintessential term used to describe the process through which a user of authorized user tradelines increases their credit scores. “Piggybacking” is slightly literal; just as you would jump on someone’s back for a piggybacking ride, you jump on their back for a credit ride. That is, when you’re added as an authorized user, you’re piggybacking on the credit history previously established by the primary account holder. This information reports to your credit report even though you weren’t the one to establish that previous credit history. We have gathered a list of questions we’ve been asked (repeatedly) over the years concerning this topic. Please find below the questions and answers and please contact us should you have any questions.