Credit Profile Numbers FAQs
Credit profile numbers or “secondary” credit numbers are hypothetical; CPNs describe the concept through which individuals create a “new” social security number (and call them something else) for the purpose of establishing a new credit profile number. Credit profile numbers do not exist (legally). We’ve had many discussion (arguments) over the years and we have one position that cannot be overcome by CPN proponents: Show me a credit application that asks for a “Credit Profile Number” and I will show you a legal use for it. Otherwise, there is no legal use for it. Here are some basic questions and answer about CPNs which we address on a regular basis.