good credit scores

07 Feb 2017

Good credit scores affect more than loans.

Good credit scores can mean the difference between approval and denials of loans. And, after approval, good credit scores can mean the difference between favorable and unfavorable interest rates. Everyone knows this. But, sometimes, other financial considerations are overlooked. For example, utility bills. Yes, good credit scores can reduce your utility bill deposits to zero.

One of our clients shared with us the image above. As you can see, their utility company said:

No deposit is required due to your excellent credit record.

Buying tradelines is undeniably beneficial when you’re looking to secure a loan, but we thought we’d share some of the externalities and benefits you reap that might otherwise go overlooked. Here are some other examples:

  • Renting property.
  • Applying for a job.
  • Utility bills (this blog’s topic).
  • Opening a bank account.

Good credit scores are achievable!

We’ve always maintained that the credit system in the United States is imperfect, to say the least. However, there are ways to benefit from those imperfections. Adding tradelines to your credit report is one of the ways to reduce the brunt (or even counter) the imperfections we face every day.

If you’re looking to boost your credit score, we highly encourage you to consider seasoned authorized user tradelines as a tool in your efforts. Good credit scores require a rounded out approach and we will conduct a free credit report analysis to help you determine if tradelines are an appropriate option for your credit situations.

Now or later… you’re going to want good credit scores. Why not now?

Good credit scores – whether we like it or not – determine most things in our financial lives. Let us help determine if we can help you and your credit, today. Call 800-431-4741 or email us at Or, you can get started right now, by clicking here.

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