23 Mar 2015

Cost to increase credit scores with tradelines.

How much do tradelines cost? We should first frame the question as tradeline costs vs. credit goals. I feel like I answer this question quite often, but I’m happy to do it. How much tradelines cost depends on many things. So, it’s kind of like asking how much does a car cost. Before we even ask that question, we ask what kind of car you need, right?

You should look at tradelines as in item you need and then try to find the best price (not the other way around). It doesn’t matter if you get a good deal on a product you don’t need. So how much do tradelines cost is not the most relevant question in terms of priority?

Once you determine the trade lines you need for your particular goal, then you should determine how much the tradelines cost. For example, if you need three tradelines, that package is going to cost more than one trade line.

If you need a significant age trade line, it’s going to cost more than a younger age trade line. If you need a significantly large limit trade line, is going to cost more than a smaller limit trade line. Here’s an example of tradelines costs and pricing:

tradelines costs and pricing example

Tradelines pricing is irrelevant?

While the foregoing is true, the difference is not that relevant when you look at the larger funding effort. For example, if you’re getting a $300,000 mortgage, what do you care if the price of trade lines differs $500 or more. The amount you’ll save on a 30-year mortgage makes the cost of trade lines almost entirely insignificant.

While clients typically ask how much the trade lines cost, the answer is simple, but all we ask is that you focus on your goals first. You might find differences in price from company to company, but you should always go with the company at puts your goals first.

Tradeline Deals?

See the first paragraph above, first. But… in the spirit of the question, I will tell you that there are sometimes deals based on market factors (influx of inventory, etc.). For example, we run specials when appropriate:

tradelines costs and deals

Free tradelines?

For fun promotions, we’ve given away tradelines in the past. We did a tradeline competition where people would share the page and the person with the most shares one. You should definitely follow us on Facebook, Twitter, etc., so you are aware if and when we run those promotions in the future.

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