13 Sep 2012

buying tradelines approved

In response to a massive amount of client inquiries regarding their efforts to obtain credit cards, we decided to write this blog to help you make an informed decision. There are two main factors a creditor considers when you apply for a line of credit; income and credit scores.   Aside from buying tradelines, how much income do I need to get approved for a credit card? Income has a large part to do with the amount of credit you are extended by each creditor. As a general rule, the higher your income, a large amount of credit a creditor will extend to you. This fact should not provoke you to embellish your income, because, aside from the fact that it is immoral to lie, creditors may audit your application and ask for proof of income. If you lied about your income, they may limit your credit or close the account entirely. Unfortunately, we have no way of knowing the income required to get any certain amount of credit. However, the higher the income, generally, the higher the amount of credit a creditor will extend.   In addition to buying tradelines, what score do I need to get approved for a particular credit card? Evaluating credit scores is the main factor in determining whether or not you get approved for any particular line of credit as well as the interest rate you are offered. Once you know this information, you are more prepared to determine if buying tradelines is a good option for you. Also, credit scores help creditors determine whether or not you are a candidate for any promotional offers they may have at the time of your application, such as zero interest for 12 months, etc. Buying tradelines can help satisfy lender requirements.   Fortunately, there is a way to determine what kind of credit score you need to get approved for any line of credit offered by any creditor. At www.creditboards.com their website has a section called “creditpulls”, which is a fantastic resource which is populated by actual consumers (not businesses or creditors) who report their experience after their application. The individuals report their credit score at the time of application, whether or not they were approved, which credit bureaus the creditors pulled, from what creditor they applied and other notes such as income and their credit […]

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