11 Feb 2019

Recently, we read an article about adding tradelines to a loved one for valentines day. The point is that increasing someone’s credit score by adding them as an authorized user is romantic, indeed. But, much like an attorney telling newlyweds about prenuptial agreements, we’re going to take a different spin on this. We want to talk about the reality of adding someone as an authorized user and make sure you and the authorized user are set up for success.

30 Jan 2019

A recent discussion revealed someone’s experience with an unfair and damaging collection account. The story is below, but the alarming facts are these: She had an illegitimate collection pop up for a bill insurance should have paid. Her credit score dropped over 100 points… from one collection account. She had authorized user tradelines. The credit score increased 103 points in under 12 days by removing a $195.00 collection.

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