First, we want to meet you. Your time is valuable and we respect that, so we want to discuss your credit goals and help determine if tradelines are right for you before we move any further. Sure… we have hundreds of pages, blog posts, FAQs and a Forum dedicated to tradelines, but there is nothing more important than information specifically relevant to your situation. Second, schedule your personal one on one phone consultation today (only if you want to)! We have a policy of actually helping our clients. So, from here, we need you to do two things: 1) Schedule a time to speak with us. Simply call 800-431-4741 or schedule your phone appointment with one of our best credit enhancement specialists by providing the best day and time to speak on the phone via email to email@example.com You are more than welcomed to communicate via email if you don’t have time to talk with us. 2) Obtain a current copy of your credit report. Without a credit report, we will not be able to help you evaluate your credit situation nor make a tradeline recommendation. You can send your report prior to your meeting with Mike, Raj or Kelly and we’ve provided many different ways to accomplish in your member’s area. Wait for a second… don’t have your credit report? … don’t worry! You can get your report from many places. Here’s a tip: Just order a trial from any of the sites below, download your report and cancel. http://www.truecredit.com/, http://www.freescore.com/, http://www.scoresense.com, http://www.nationacreditreport.com, http://www.creditchecktotal.com, https://www.annualcreditreport.com/cra/index.jsp Did you know? … your score could increase up to 64 points per authorized user tradeline? According to a study conducted by the Federal Reserve Board in 2010 (two years after the FICO ‘08 rumors), just one authorized user tradeline can increase a credit score by 22.4 points on average. And, as expected, individuals with thin credit files (2 or fewer non-authorized user tradelines) also experienced large increases in score, with their scores rising on average from 44.6 to 64.0” http://www.federalreserve.gov/pubs/feds/2010/201023/201023pap.pdf (page 14, first paragraph) Consider one thing, the timing of the process. There is a specific tradeline or tradelines for your goals, but the timing and availability is not guaranteed. Our inventory changes daily, so delaying just a few days can potentially delay your purchase by an entire reporting cycle, or 30 days. So, if you are interested in purchasing tradelines, “when to get started?” […]
We’ve written many articles showing before and after results for tradelines and score impacts from adding authorized user accounts to credit reports. It doesn’t work in some circumstances (when there are too many negatives, for example). And, you can see hundreds of points of improvement in some circumstances (when you have little to no credit, for example).
If you’re on this page, you’re not simply looking to find out what the Ultra FICO score is. Instead, you’re probably wondering how the Ultra FICO score will evaluate authorized user tradelines. In other words, will tradelines for sale still work to increase your credit score under the new “ultra” version of a credit infamous FICO score? Will your credit score still increase if you add authorized user tradelines, even under the new so-called “ultra” FICO score?
Over the years, our clients have asked different questions concerning tradelines and credit repair. We took four of those questions from our forum and consolidated them here.
Bankruptcy and tradelines was an often discussed topic on our forum. We discontinued our forum with our live chat, so our content needed a new home. Here are the two bankruptcy questions (answers… and comments).